Insurance or investment? BRI’s Davestra Optima Insurance offers both in a single product

Bank Rakyat Indonesia has launched a new product that bonds investment and insurance together in an attractive and convenient package.
It’s easy to understate the importance of having a good insurance policy, especially at a relatively young age. Nevertheless, dependable insurance is a key necessity as it affects both our personal lives and those of our loved ones.
Recently, Bank Rakyat Indonesia, in collaboration with PT. Asuransi BRI Life, launched Dana Investasi Sejahtera Optima, also known as the Davestera Optima Insurance. This new product combines investment and insurance into a single product, making it a more compelling option with extra convenience.
The aim of the product, is to give customers added peace of mind by knowing that they will not only receive a steady return on investment via the investment portion of the product, but also added protection via the insurance portion of the product. In other words, the product is meant to offer the best of both worlds and present it in the most convenient way possible.
The investment portion of the product offers five investment types sorted according to the customer’s risk profile. These include safe, stable, dynamic, aggressive, and syariah. Customers will then choose the profile that best matches their needs to help grow their investment portfolio.
Meanwhile, the insurance portion, is also noteworthy as it offers coverage until the age of 100, with 150 percent of the insurance premium being the sum insured under the Davestera Optima plan. This plan is also light, requiring only IDR 15,000,000 to be paid per month for customers to gain both products.
On the whole, Dana Investasi Sejahtera Optima aims to make investing and getting an insurance plan a lot more straightforward, while offering a wide range of benefits on top of its convenience factor.